Funding Solutions for Individuals & Businesses
Get the Funding You Need to Make Your Next Move
Whether you're ready to pay down debt, buy a car, improve your home, start a business, or put more money into the business you already have, Rocket Refund is here to help you explore your funding options.
Instead of applying everywhere and trying to figure out which lender may work for you, our Funding Department helps connect you with financing options through our network of lending partners.
You tell us what you're trying to accomplish. We'll help you figure out what options may fit your financial situation.
Personal Funding. Business Funding. Real Solutions.
What We Offer
Funding for wherever life or business takes you next.
Whether you’re looking to handle personal expenses, make a major purchase, or put more money behind your business, Rocket Refund helps connect you with funding solutions that fit your goals.
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Debt Consolidation Loans
Tired of juggling multiple payments every month?
Debt consolidation may allow you to combine eligible debts into one new loan, making your monthly finances easier to manage. Depending on the offer you qualify for, you may also be able to lower your monthly payment or reduce the amount you're paying in interest.
Great For:
Credit card balances
Medical bills
Personal loans
High-interest debt
Simplifying multiple monthly payments
What You May Need:
Stable income
Verifiable income
A credit profile that meets lender requirements
U.S. residency
Potential Funding:
Up to $150,000
Fixed repayment options may be available
Multiple repayment terms depending on the lender
Fast funding available for some qualified borrowers
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Turn Your House Into the Home You Want
Need a new roof? Ready for that kitchen you've been talking about? Maybe it's finally time to replace the HVAC system or upgrade your floors.
You don't always have to wait until you've saved the entire amount in cash. Home improvement financing may give you access to the money you need to complete your project now and repay it over time.
Great For:
Kitchen renovations
Roof replacement
HVAC systems
Flooring
Windows
Remodeling and home upgrades
What You May Need:
Verifiable income
Credit that meets lender guidelines
Homeownership for certain financing programs
Potential Funding:
Up to $150,000
Secured and unsecured options may be available
Flexible repayment terms
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Ready for Your Next Car?
Whether you're purchasing a new vehicle, buying used, or trying to refinance the vehicle you already have, Rocket Refund can help you explore available auto financing options through participating lenders.
Great For:
New vehicles
Used vehicles
Auto refinancing
Exploring lower-payment options
What You May Need:
Verifiable income
Valid driver's license
Credit and vehicle information that meets lender requirements
Potential Benefits:
Competitive financing options
Flexible repayment terms
Purchase and refinance programs
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Your Idea May Be Ready — Now Let's Talk Funding
Sometimes the only thing standing between a great idea and actually getting started is access to capital.
If you're trying to launch a business, purchase a franchise, acquire an existing business, or invest in your next opportunity, we can help you explore financing programs that may fit your goals.
Great For:
Starting a new business
Franchise ownership
Business acquisitions
Working capital
Expansion
Investment opportunities
What You May Need:
Strong personal credit for many programs
Verifiable income
A financial profile that meets lender guidelines
Potential Funding:
Up to $150,000
Startup-friendly options may be available
Flexible use of funds depending on the program
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Access Capital When Your Business Needs It
A business line of credit can give you more flexibility than receiving one lump sum.
Depending on the program, you may be able to borrow what you need, repay it, and access available funds again when another business need comes up.
Great For:
Payroll
Inventory
Marketing
Seasonal expenses
Unexpected business expenses
Working capital
Potential Funding:
Up to $5,000,000 through participating lenders.
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Get the Equipment. Keep Your Cash Flow.
Your business may need equipment to grow, but paying for everything upfront can take a huge amount of cash out of your business.
Equipment financing may allow qualified businesses to purchase necessary equipment while keeping more cash available for everyday operations.
Great For:
Construction equipment
Medical equipment
Manufacturing equipment
Commercial vehicles
Restaurant equipment
Potential Funding:
Up to $5,000,000 with repayment options depending on the lender and program.
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Let Your Business Performance Help Tell the Story
Not every business funding decision has to revolve around traditional collateral.
Businesses with consistent sales may have access to financing options based partly on the performance and revenue of the business.
Great For:
Retail businesses
Restaurants
Contractors
Service businesses
Ecommerce businesses
Potential Funding:
Up to $5,000,000 depending on business performance, financial profile, and lender qualifications.
Why Choose Rocket Refund?
Funding Doesn't Have to Feel Complicated
We created the Rocket Refund Funding Department to make exploring financing options easier.
With us, you get:
Access to multiple lending partners
Personal and business funding options in one place
Guidance throughout the process
Clear and transparent communication
Funding options based on your individual goals and qualifications
A team that helps you understand your options instead of leaving you to figure everything out alone
You tell us the goal. We help you explore the options to fund it.
How It Works
Our Simple 4-Step Funding Process
1. Tell Us What You Need
Complete our short funding questionnaire and tell us what you're trying to accomplish, how much funding you're looking for, and a little about your financial situation.
2. We Review Your Options
Our Funding Department reviews your information and helps identify financing programs that may fit your profile.
3. Review Your Available Offers
If financing options are available, we'll help you understand them so you can compare your choices before making a decision.
4. Choose What's Right for You
If you decide to move forward, you'll complete the participating lender's approval process and finalize your funding.
No guessing. No applying everywhere blindly. Just a simpler way to explore your options.
Frequently Asked Questions
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No. Rocket Refund works with a network of participating lending partners. This allows us to help you explore multiple financing options instead of being limited to one lender or one type of financing.
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It depends on the financing program. Some programs may begin with a soft credit inquiry, while others may require a hard inquiry during underwriting. The applicable process should be explained before the lender completes a credit inquiry.
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Possibly. Some financing programs are designed for startups and newer businesses that haven't established significant business revenue yet. Qualification depends on the specific program and your overall financial profile.
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There isn't one amount that everyone qualifies for. Funding amounts depend on factors such as your income, credit profile, business revenue, requested financing, and the participating lender's underwriting requirements.
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Some financing programs may fund within a few business days after final approval. Other types of financing may take longer depending on the lender, documentation, and type of funding requested.
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Requirements vary, but you may be asked to provide:
Identification
Proof of income
Bank statements
Tax returns
Business financial statements
Business formation or organizational documents
Your Funding Specialist can let you know what is needed for the specific program you're pursuing.
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Yes. The Rocket Refund Funding Department helps clients explore both personal and business financing solutions.
Why use a funding marketplace?
More Options Can Mean a Better Opportunity to Find the Right Fit
Every lender has different approval requirements.
One lender may say no while another lender has a program that better fits your financial profile.
Instead of relying on only one financial institution, working with a funding marketplace gives you the opportunity to explore financing solutions from multiple participating lenders.
Our job is to help you understand those options and guide you toward financing that makes sense for your goals.
Important Funding Disclosure
All financing is subject to lender underwriting and final approval.
Loan amounts, interest rates, repayment terms, funding timelines, fees, and program availability vary based on the participating lender and the applicant's qualifications.
Submitting a funding request or completing a questionnaire does not guarantee approval or funding. Rocket Refund does not make final lending decisions. All financing decisions are made by the participating lender according to its underwriting requirements.
Ready to see what’s possible?
Your Next Move May Be Closer Than You Think.
Whether you're trying to pay off debt, purchase a vehicle, improve your home, launch a business, or grow the business you already have, the Rocket Refund Funding Department is ready to help you explore your options.
Complete our short funding questionnaire and let us see what financing solutions may be available for you.
Personal Funding. Business Funding. One Place to Start.